Terms and Conditions

1. Introduction

These Terms and Conditions ("Terms") govern your access to and use of the Melquino website, tools, and related services (collectively, the "Services"). These Terms constitute a legally binding agreement between you and Melquino. This document is a general draft template and should be reviewed and adapted to reflect your specific business operations and applicable legal requirements before use.

2. Acceptance of Terms

By creating an account, accessing our website, or otherwise using the Services, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must discontinue use of the Services immediately.

3. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use our Services. By using the Services, you represent and warrant that you meet these eligibility requirements and that any information you provide to us is accurate, current, and complete.

4. Description of Services

Melquino provides AI-assisted data analysis tools and copy-trading strategy information intended to support users in evaluating market data and automating certain trading decisions. The Services are informational and technological in nature and do not constitute financial, investment, tax, or legal advice.

5. No Financial Advice

Nothing presented through the Services should be construed as a recommendation, solicitation, or offer to buy or sell any financial instrument. All trading and investment decisions you make are made independently and at your own discretion and risk. You should consult with a qualified, independent financial advisor before making any investment decisions.

6. Assumption of Risk

Trading and investing in financial markets, including through copy-trading or algorithmic strategies, carries a significant risk of loss. Past performance of any strategy, tool, or dataset is not indicative of future results. You acknowledge that you are solely responsible for evaluating the risks associated with using the Services and that Melquino makes no guarantee of profit or avoidance of loss.

7. User Accounts

To access certain features of the Services, you may be required to register for an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

8. Acceptable Use

You agree not to misuse the Services. This includes, without limitation, agreeing not to:

• Attempt to gain unauthorized access to any part of the Services or associated systems;
• Use the Services for any unlawful, fraudulent, or harmful purpose;
• Reverse engineer, decompile, or otherwise attempt to extract the source code of any software provided;
• Interfere with or disrupt the integrity or performance of the Services;
• Transmit any viruses, malware, or other harmful code through the Services.

9. Intellectual Property

All content, software, trademarks, logos, and materials made available through the Services are the property of Melquino or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Services for their intended purpose. No other rights are granted.

10. Fees and Payment

Where applicable, certain features of the Services may require payment of fees. Any fees, billing cycles, and refund conditions will be disclosed to you at the point of purchase or subscription. You are responsible for any taxes associated with your use of paid Services.

11. Third-Party Services

The Services may integrate with or reference third-party platforms, data providers, or brokers. Melquino does not control and is not responsible for the content, policies, or practices of any third party. Your use of any third-party service is subject to that party's own terms and conditions.

12. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Melquino does not warrant that the Services will be uninterrupted, error-free, or secure.

13. Limitation of Liability

To the fullest extent permitted by applicable law, Melquino and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or trading losses, arising out of or related to your use of the Services, even if advised of the possibility of such damages.

14. Indemnification

You agree to indemnify and hold harmless Melquino and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Services, your violation of these Terms, or your violation of any rights of a third party.

15. Termination

We reserve the right to suspend or terminate your access to the Services at our discretion, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users or to Melquino. You may also terminate your account at any time by discontinuing use of the Services.

16. Changes to the Services and Terms

We may modify or discontinue the Services, in whole or in part, at any time. We may also update these Terms from time to time. Material changes will be indicated by updating the "last revised" date on this page. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Melquino operates, without regard to its conflict of law principles. This section should be reviewed and updated to reflect the specific jurisdiction applicable to your business.

18. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

19. Contact Information

If you have questions about these Terms, please get in touch through the contact details provided on our Contact page.

This page is a general template provided for informational purposes and does not constitute legal advice. Melquino recommends obtaining independent legal review to ensure these Terms are appropriate for your specific circumstances and comply with applicable regulations.